Loan Programs
That Provide Solutions


If you need help qualifying for a real estate loan to purchase or refinance, you’ve come to the right place.

We specialize in the “hard-to-approve” loans.

Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors.

Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc.

Together with our experience and expertise, we provide solutions, offering loan programs that will help you get approved.

Some of our program highlights:

  • Lower Credit Scores – down to 500
  • Down Payment Assistance Programs
  • Less than 2 years on the current job
  • Higher Debt-to-Income Ratios
  • Alternative Income Documentation
  • Stated Income Programs

Property Types:

  • Income Properties (2-4 units)
  • Single Family
  • Condos
  • Townhomes
  • Apartments (5+ units)

Call us today, we are ready to help.

P. 800-607-1941