How These Loans Just Got Better

If you are a real estate investor, you probably know that getting the right financing for your investment property can be difficult.

Banks and other lenders typically see these as riskier loans so they create tighter guidelines to minimize their risk.

New Less Restrictive Guidelines

Even though large banks are still very cautious to make investment property loans, there are now several large national mortgage banks with new, more flexible guidelines in the following three areas:

Higher Loan-To-Values – smaller down payments and less equity required

Until recently, to get a decent loan when purchasing an investment property, you would be required to put 25-30% down or have that amount of equity when refinancing.

New programs allow 20% down..

Cash Out – less restrictions on LTVs, amounts and use

For investors looking to take cash out of an existing investment property, now is the time. The amounts allowed and terms available are much better than in recent years.

Getting more of your equity out and a larger amount of cash is now possible.

Lower Credit Scores – required score lowered by 100 points

Just recently, new programs have been released allowing credit scores as low as 620 on investment property loans and even lower in some cases.

Other Improvements

These new investment property loan programs also offer:

  • No Doc – no tax returns required
  • Larger Loan Amounts – loan amounts up to $10 million
  • Fixed Rate Options – 30 yr. fixed terms
  • Interest Only Options – maximize cash flow

If you are looking to purchase, get cash out or a lower rate on an investment property, consider using these new programs.

With rents on the rise, and very low interest rates, isn’t it time to maximize your returns?

Are you ready to see what these new investment property loan programs can do for you?
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B BushPosted by Brian Bush
Since 1991, Brian and his team have funded thousands of Real Estate Loans.
You can reach Brian at 800-607-1941 x220 or