Mortgage After Bankruptcy – How To Qualify Sooner


Are you considering a new mortgage for purchase or refinance, but concerned about qualifying for a mortgage after bankruptcy?

As you probably already know, a bankruptcy’s impact on your credit will diminish over time.

If you are wondering when you will be able to get back into the mortgage market, it may be sooner than you think. Our Newer home loan guidelines allow much shorter waiting periods for you to get a home mortgage after bankruptcy.

The good news is that you don’t have to wait three to five years to get a new loan.

In fact, most of our programs require only two years since the bankruptcy and some of our programs require only one year.

That's right, you will be able to take advantage of these new programs with less restrictions that also allow lower credit scores.

Who can help you?

Companies like ours who specialize in these type of loans can. We work directly with some of the largest wholesale mortgage banking companies. Companies that in fact specialize in these types of loans and offer good terms.

Unlike the major banks who do not generally approve new mortgage applications unless they meet very high credit standards which means no recent bankruptcies, foreclosures, short sales or late payments.

Our programs are willing to forgive the bankruptcy sooner.

Be prepared.

You are not alone. According to US, there are hundreds of thousands of bankruptcy filings each year. The individuals who get back on their feet the fastest are prepared.

Obtaining a new mortgage can be one of the best first steps to re-establishing your credit after a bankruptcy.

If you are considering purchasing a home, or refinancing your mortgage, it’s a good idea to start the process now, while interest rates are low.

Don’t let a prior bankruptcy stop you. I know you can do it.

So what are you waiting for?

Are you ready to see how these new programs can help you?

Posted By: Brian Bush

Brian BushBrian and his team have been funding Real Estate Loans for over 25 years. Since 1991, they have funded over 1.5 Billion Dollars in loans. You can reach Brian at 800-607-1941 x220 or