What Does Your Credit Need to Look Like to Get a Home Loan?
It’s true, the credit repair industry is a 6 billion dollar industry.
That’s right there over 120,000 companies competing for your business.
If you are seeking advice on how to improve your credit, be careful!
It’s easy to get sucked into a payment plan that may not give you the results that you are looking for.
When I speak to new home buyers and homeowners, they tell me that they simply want to know what they need to do to get approved for a home loan.
Do you know how many people are surprised (and pleased) to find out that many of the older negative items (over 2 years) have little impact on their ability to qualify?
Even some more recent items are not worth spending money on removing.
In fact, if you look at the actual credit requirements of most of our programs, we are allowing below average credit scores and offering very flexible guidelines.
You need to know exactly where to spend your time and money.
A new mortgage can help you re-establish and re-build your credit.
So, doesn’t it make sense to figure out where you are in the qualifying process right now and exactly what it takes to get what you want?
Wouldn’t it be helpful to discuss your credit with an experienced loan officer who has reviewed tens of thousands of credit reports?
…and could help you plan out an exact road map on how to improve your credit so that you will get approved.
You, like most of our customers will benefit from a credit review. For many, they learn there are loan options for them to consider right away, and for others it can be a little work.
But, at the end of the day, there is a successful path for all that are willing to figure it out and take the appropriate steps.
Are you ready to get started? We are more than happy to help you review your credit.
What are you waiting for?
Call 800-607-1941 x220.
Posted by: Brian Bush
Brian and his team have been funding Home Loans for over 26 years.
Since 1991, they have funded over 2,000 loans