Updated Credit Requirements
Mortgage lenders establish minimum credit scores as part of their program guidelines. If an applicant has a credit score lower than what is required, that will usually mean the loan request will be denied, regardless of how strong the rest of the application is. Click...
How Much Income You Need To Qualify For A Home Loan
All government, conventional and jumbo loan program guidelines require that the borrower have the ability to repay the loan. Income qualification is one of the five main home loan qualifying factors. Click to see today's rates Underwriters, who work for lenders as...
What To Expect From Hard Money Lenders
There are three important things to understand about Hard Money Loans If you are not able to obtain financing in the prime marketplace where the best loans are offered, you may have more luck with Hard Money Lenders who will have fewer restrictions. Hard Money or...
First Time Home Buyers 5 Step Guide
Buying your first home can be much less complicated than you may think. Most first time buyers are not sure where to begin and what to expect. It’s common for new home buyers to get confused and distracted by information overload. Taking a simple, organized...
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