by Brian Bush | Feb 1, 2021 | Alternative Loan Programs, Bad Credit Mortgage, Mortgage Pre Approval, Residential Lending
Are you looking to make your first home purchase, but worried that your credit may stop you? Well, you are not alone. You are not the only first time home buyer with bad credit. Most new homeowners using our loan programs have had some credit issues. Reduced credit...
by Brian Bush | Jun 2, 2018 | First Time Home Buyers, Mortgage Pre Approval, Qualifying
Getting A Mortgage Pre Approval Are purchase offers still submitted with a Pre-Qualification letter and not an actual Mortgage Pre Approval? I hope not. There is no good reason for a buyer or buyer’s agent not to submit a Pre-Approval, at least a copy of a Fannie Mae...
by Brian Bush | Mar 20, 2018 | Alternative Loan Programs, First Time Home Buyers, Program Updates, Residential Lending
Looking for a First Time Home Buyer Down Payment Assistance Program? The good news is that our First Time Home Buyer Program allows you to put zero down. That's right, 100% financing for the purchase of your new home. And,...
by Brian Bush | Jul 6, 2016 | Residential Lending
Sure mortgage rates are quoted everywhere, but what you don’t know about what is behind the quoted rates could hurt you. By law, the Annual Percentage Rate (APR) must be disclosed and this is a common and simple way of comparing one lender’s mortgage rate...
by Brian Bush | Apr 4, 2016 | Alternative Loan Programs, Guidelines, Qualifying, Residential Lending
When qualifying for a home loan, lenders focus on five main areas of the application. Although each lender may have its own preferences, they all have very clear written guidelines as to what they will and will not accept in these areas. The five main qualifying...