How do you choose the best loan?
Whether you are searching for a new loan for your primary residence or a rental property, it's a good idea to first determine how long you will keep the property and what type of financing best suits your long term financial plans.
These days we are able to structure loan options that will deliver the lowest cost over the period of time that you expect to own each property. Most of today's loan programs are flexible enough to allow several different pricing options. This way you can avoid paying too much for a loan at any given time.
Here are some of our General Guidelines:
Loan Amounts: $150,000 – 10,000,000
Loan Types: 30, 20, 15 and 10 Yr. Fixed – 3,5,7 and 10 yr. "Hybrid" – Adjustable
Property Types: Single Family Detached, Planned Unit Develpoment "PUD", Townhomes and Condos
Programs: Conventional (Fannie Mae and Freddie Mac), Jumbo, FHA, VA, USDA and Others
Purpose: Purchase, Refinance, Cash-out, Home Improvement and New Construction
Occupancy: Primary Residence, Second Home and Rental
For a free, no obligation, custom rate quote (with several options), please complete the form in the upper right hand corner or give us a call at 800-607-1941.