Programs
Small Income Properties (1-4 units)
- Single Family, Condos, Townhomes & 2-4 units
- Purchase
- Refinance – cash-out, and no cash
- Loan amounts from $150,000 to $1,000,000
- Agency fixed rate and non conventional programs
- 80% LTVs
- Secondary financing may be allowed
- No prepayment penalty loans availbale
Multifamily Properties (5 or more units)
- Purchase transactions
- Refinance – cash-out, and no cash-out
- Loan amounts from $250,000 to $10,000,000
- Layered risk-based pricing ensures lowest rates
- Flexible loan terms
- Secondary financing may be allowed (purchase transactions)
- Various prepayment options
- Assumable
Commercial Properties
- Office, retail, single tennat, industrial and mixed use
- Purchase transactions
- Refinance – cash-out, and no cash-out
- Loan amounts from $250,000 to $10,000,000
- 10,7,5 and 3 yr. terms available
- 75% LTV
- Various prepayment options
Construction
- Loan amounts from $250,000 to $4,000,000
- Layered risk-based pricing ensures lowest rates
- 65% LTC (loan-to-cost)
- Flexible loan terms 12-24 mos.
Renovation
- Purchase transactions
- Refinance – cash-out
- Loan amounts from $250,000 to $4,000,000
- Layered risk-based pricing ensures lowest rates
- Flexible loan terms

