Flexible Guidelines



Credit – Low scores, late payments, recent BKs, FC, etc. Solution Based Lending Expanded credit guidelines for exception based lending
Down Payment / Equity – Little available or from untraditional sources Solution Based Lending High loan-to-value programs available
Income – High debt-to-income ratios or unable to document Solution Based Lending Higher ratios and alternative documentation (including stated) allowed
Employment History – Unable to demonstrate stability Solution Based Lending Flexible proof of employment history
Property – Issues with property type, condition or valuation Solution Based Lending

Programs for most property types


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