Our Flexible Guidelines Produce More Loan Approvals

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Having trouble getting the financing you need?

Property Types

Over the last 23 years, our management team has funded over 1,000 real estate loans.
We can help you.

We offer streamlined, low-cost loans for purchasing, refinancing and construction.

Call us today at: 800-607-1941
 

Qualifying_Problems

  Qualifying_Solutions
Credit – Low scores, late payments, recent BKs, FC, etc. Solution Based Lending Expanded credit guidelines for exception based lending
Down Payment / Equity – Little available or from untraditional sources Solution Based Lending High loan-to-value programs available
Income – High debt-to-income ratios or unable to document Solution Based Lending Higher ratios and alternative documentation (including stated) allowed
Employment History – Unable to demonstrate stability Solution Based Lending Flexible proof of employment history
Property – Issues with property type, condition or valuation Solution Based Lending

Programs for most property types

Single Family Home Loans 2-4 Unit Home Loans Apartment Home Loans Commercial Loans Image Map

 


Why Every Purchase Offer Should Include A DU Approval

Are purchase offers still submitted with Pre-Qualification letters and not actual Loan Pre-Approvals? I hope not. There is no good reason for a buyer or buyer’s agent not to submit a Pre-Approval, at least a copy of a Fannie Mae Desktop Underwriter (DU) approval. You probably see DU approvals, but are you reviewing them? MostContinue Reading